general insurance

Your house is probably your single largest financial asset. It’s also your home where many special memories are made. In many ways it’s irreplaceable. Which is why it’s important to make sure your policy is comprehensive and specially tailored to your home whatever its shape and size.  Xpress Lifestyle Solutions are passionate about insuring your home to a 5 Star standard as one policy doesn’t fit all, especially if your household contents include heirlooms, jewellery, laptops or a unique collection.
Which is why we’ll talk you through all of the different options for complete peace of mind.

What are the benefits of
Building & Contents Insurance...?

Providing you have the right cover, you wouldn’t have to pay for structural repairs or a rebuild if your property was damaged or made uninhabitable by an insured event such as a fire, storm, flood, subsidence or burglary. You also wouldn’t have the cost of replacing all of the contents within your home.


What options are available...?

There are a number of flexible policy options to suit your individual home and needs:

Buildings only

Contents only

Buildings & Contents combined

Optional Accidental damage to Buildings cover

Optional Accidental damage to Contents cover

Optional Personal Possessions cover with contents cover



What does my cover actually give me...?

Am I cover for Alternative Accommodation

Do I have Garden Cover

Electronic Downloads am I covered

Replacement of lost or stolen keys

Do I have a 24 Hour Helpline

What is Freezer Cover

Trace and Access what will it mean if don’t have this cover

What are the policy limits?



Are there any optional extras
needed on my plan...?

Personal Possessions
Insures against accidental loss or damage to items normally worn or carried away from the home including clothes, bags and sports equipment,
jewellery and watches, pedal cycles and keys and spectacles (limits apply).

Home Emergency
We have access to products that  offer Round the clock assistance to arrange for an approved tradesman to visit your home and carry out up to £500 (including VAT) of repairs should you experience a home emergency such as damage to your property or a problem with your central heating or water supply which leaves your home unsafe or uninhabitable.

Legal Expenses

We have access to products that  offer up to £50,000 of assistance for you and your family in the event of a range of legal disputes including employment disputes, bodily injury and clinical negligence.


You’ll also be able to increase your cover limits, select different levels of excess and take out personal cover, as some extra optional add-ons are available at an additional charge.



What about 'No Claims Discount'...?

We have access to products that offer a 15% introductory no claims discount for first time buyers

and up to 30% discount available, which is based on 5 claim free years


For more information or to arrange a no obligation consultation please get in touch by phone, email or by using the contact form below.

Get in touch



Xpress Lifestyle Solutions, we can make a difference

Using our expertise we will tailor our advice to meet the unique requirements and never presume that ‘one size fits all’.

Working with Xpress Lifestyle Solutions means you will be dealing face to face with an experienced financial adviser who will ensure that the advice given is best for your financial situation.

Speak to us today

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